Darby Low Interest Loans

C. Agriculture

4. Conservation Practices in Watershed

The Ohio EPA’s Water Pollution Control Loan Fund (WPCLF) offers landowners below market interest rate loans for agricultural practices and equipment to improve water quality. The Darby Watershed has had an active low interest loan program since the spring of 1995. There have been a total of 81 low interest loans. Figure 51 defines which counties have enrolled in the program and Figure 52 explains the types of practices utilized.

Figure 51: Low Interest Loan Program Statistics
County	Number of Loans	Average Loan Amount
Union	20	$34,107
Logan	11	$45,848
Madison	22	$31,577
Franklin	4	$25,875
Pickaway	13	$29,751
Champaign	11	$42,013
Averages	13.5	$34,982
Total	81	$2,833,568

Source: Ohio EPA, 2004

Figure 52: Darby Creek Watershed Loan Interest Loan Program 1996 - 2003
Practice	Number of Practices	Loaned Amount	Percent of Total Loans
No Till Planters	53	1,749,804	56.51%
Other Conservation Planters	19	732,948	23.67%
Chemical Sprayers	12	7,671	0.25%
Manure Management (Bobcats, manure tanks, Agitator)	14	247,505	7.99%
Land Conservation (Trees, Waterways, Filter Strip)	4	270,314	8.73%
Electronic Tools (GPS, Computers)	5	4,515	0.15%
Cultivators	3	23,000	0.74%
Dryer	3	30,500	0.99%
Other (Loan Fees)	15	30,000	0.97%
Totals	128	3,096,257	100%

Source: Ohio EPA, 2004

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Last updated: August 18, 2008.